Credit and Background Checks “Will I pass”? Part III

27

Posted by admin | Posted in Uncategorized | Posted on 03-09-2009

Tags: , , , ,

So you put your application together, you’ve dotted your ‘I’s and crossed your ‘T’s. Yet still as you read over this packet and check your work you wonder, ‘what if they don’t like my shoes, and deny me’?
Rest assured, a landlord or property management company will not be denying or accepting renter applications simply on the basis of fashion sense (though I’m sure yours is impeccable), instead, they tend to look at a few specific things.
Some keep an eye out for good credit with no judgments, and everything up to date. Others rely more on you having an alright credit score with no judgments, all topped with a steady job and good references. When you fill out your application, keep in mind that Suzy from work might still be holding a grudge over that stapler you borrowed, as the fees you pay for your rental application are non-refundable.
So maybe your credit isn’t so pretty as you’d like it to be, maybe it’s time to look into credit repair. If your credit doesn’t fit their policies, they can turn you down. Some will work with you, but in some such cases you must bring in three times the amount your rent is.
Still, be honest on your application, because the truth will come out. It is better to be told no and be out an application fee, then evicted and thrown out on your back end for fibbing here and there on your rental application.

Comments (27)

What are the different database levels for a criminal record search or a background check? How is it some people can sell access to what seems to be public data?

What are the levels of databases for a criminal record search or a background check? How is it some people can sell access to what seems to be public data?

What is considered an official background check? Or is this the wrong forum to be asking?

Hi John,
There are different levels of background checks. When you are interviewing companies, have your list of questions. Our number one question was how many states do you cover?
Our check covers all 50 states, it also sends us the offence with photo, this helps with people with common names. If it is in the court system it is public record.

That is the question of the hour. You will need to ask the company what they use, what are they looking for. I want a complete history all 50 states complete with the information on the action with photo. This helps me with common names, smith… ect. This way I can look and say that isn’t the person that is wanting to rent. I hope this helps.

Thanks for publishing about this. There’s a mass of solid tech info on the internet. You’ve got a lot of that info here on your web site. I’m impressed – I try to keep a couple blogs pretty live, but it’s a struggle sometimes. You’ve done a big job with this one. How do you do it?

We should get in touch. Are you an active user on top social networking sites like Digg, Facebook, or Stumble Upon? If so, what is your username so we can get in touch to share ideas.

Shame on you for creating another terrific post! Awesome stuff, keep up the good work. I see a lot of potential! I wonder if you are an active user with any social networking sites like Digg or Stumble Upon?

YES! Great piece, keep up the terrific work. This is the type of information that should gain recognition for it’s craft. More writers should learn from you. This is right on the money.

I had to refresh the page 2 times to view this page for some reason, however, the information on here was worth the wait. I loved that it is also really easy to read for the eyes.

Thanks for the good information.

Arrg, my mouse got jammed. What I was about to say, was that this is a terrific post. Very insightful and informative at the same time.

Lots of Good information in your blogpost, I favorited your blog post so I can visit again in the near future, Thanks

I had to refresh the page 2 times to view this page for some reason, however, the information on here was worth the wait. I loved that it is also really easy to read for the eyes.

I just subscribed to your RSS feed, not sure if I did it precisely though? Good article by the way.

Arrg, my mouse got jammed. What I was about to say, was that this is a terrific post. Very insightful and informative at the same time.

FYI, our background checks at http://www.tenantscreeningbackgroundcheck.com covers comprehensive data from all 50 states and includes all judgments, criminal court activity, pending litigation, and even will tell you all real estate owned in the past, the buyer/sell, mortgage amount on property, household members, all vehicles owned, business partners, dbas, corporations, ucc liens, etc.

I think you will find there is huge difference in the information that you get from the various background check reporting agencies.

Shame on you for creating another terrific post! Awesome stuff, keep up the good work. I see a lot of potential! I wonder if you are an active user with any social networking sites like Digg or Stumble Upon?

Very Interesting Post! Thank You For Thi Information!

I’ve been visiting your blog for a while now and I always find a gem in your new posts. Thanks for sharing.

I find myself coming to your blog more and more often to the point where my visits are almost daily now!

I just book marked your blog on Digg and StumbleUpon.I enjoy reading your commentaries.

I just book marked your blog on Digg and StumbleUpon.I enjoy reading your commentaries.

I find myself coming to your blog more and more often to the point where my visits are almost daily now!

Very Interesting Post! Thank You For Thi Information!

This is my first time I have visited your site. I found a lot of interesting stuff in your blog. From the volume of comments on your posts, I guess I am not the only one! keep up the impressive work.

I will see what I can do… you shouldn’t get be getting emails.

Lisa