3 bedroom 2.5 baths town home for rent in Gilbert AZ. Unit #70

This Town home will be open on Sunday April 29, 2012 from 1:00 pm – 3:00 pm, if you are looking for a wonderful home to rent, come check it out. 

Sparkling Community Pool!

for directions Call Bill 602-390-3096.

for more information go to www.abetterrealty.net  under homes for rent.

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Mortgage Rates Climb Sharply After Retail Sales Report

Posted: 15 Mar 2012 05:45 AM PDT

True True (“““““` (“““““` 0 2057400 2876550

The U.S. economy is expanding, fueled by a renewed consumer optimism and increased consumer spending.

As reported by the Census Bureau, Retail Sales in February, excluding cars and auto parts, rose 1 percent to $335 billion as 11 of 13 retail sectors showed improvement last month.

February markets the 19th time in twenty months that U.S. Retail Sales increased on a month-over-month basis.

Unfortunately, what’s good for the economy may be bad for Phoenix home buyers and mortgage rate shoppers. Home affordability is expected to worsen as the U.S. economy improves.

The connection between Retail Sales and home affordability is indirect, but noteworthy — especially given today’s broader market conditions.

First, let’s talk about affordability.

Last week, the National Association of REALTORS® released its monthly Housing Affordability Index, showing that homes are more affordable to everyday home buyers than at any time in recorded history. For buyers with median earnings buying median-priced homes, monthly payments now comprise just 12.1% of the monthly household income.

The real estate trade group considers 25% to be the benchmark for home affordability. Today’s payment levels are less than half of that.

The reasons why today’s homes are so affordable are three-fold :

Home prices remain relatively low as compared to peak pricing

Fixed- and adjustable-rate mortgage rates remain near all-time lows

Average earnings are increasing nationwide

Rising Retail Sales, however, can derail the trend. This is because Retail Sales measures consumer spending and consumer spending accounts for roughly 70 percent of the U.S. economy. As the economy expands, the forces that combined to raise home affordability so high begin to wane. 

First, in a recovering economy, mortgage rates tend to rise and, throughout 2012 and 2013, home prices are expected do the same. Second, as average earnings increase, it can spur inflation which is bad for mortgage rates, too. 

Home affordability is at all-time highs today. But, in part because of February’s Retail Sales data, we should not expect these levels to last. Mortgage rates are higher by 1/4 percent since the Retail Sales data was released — roughly $16 per $100,000 borrowed — and are expected to rise more throughout the spring home purchase season.

Retail Sales are up 6 percent from a year ago.

Thank you Mark Taylor for the information.

Lisa Hanawalt

A Better Realty.Net

480-655-0904

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Today the weather is great, Great weather to hang out the laundry.  So my clothes pin bag is very holey…. it has to be replaced, so off to Wal-Mart I go and to my shock and surprise they do not have clothes pin bags, they have clothes pins, the line but Not the bag…. hmmmm

So when I got home I googled clothes pin bags, I found a really cute one, of course you have to make it.  That is just fine with me.  this week I will be making my clothes pin bag I may just make one for Julie also.I would make one for my sister however she doesn’t hang clothes out….

Here is the link

http://thatwinsomegirl.blogspot.com/2009/12/laundry-just-got-whole-lot-cuter….

Have a great week!

Lisa

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The Horses have been busy with activities

This is the time of year everyone thinks about hayrides.

This ride was at an Elementary School in PV, the families have such fun.

Thank you!

If you are interested Give Bill a Call at 602-390-3096

A Western Adventure.net

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Help!  I have the nicest Family that needs a home, the economy has been hard on them. Both of them are now working…. They are living with family and they are ready for their own home!  All Mom wants is a fenced backyard for her son to play in, and what a cutie he is!

I need a Seller that wants to sell their home and will play the bank.  Or I need an Investor that would be willing to purchase a home for them and let them purchase it from you.

If you are interested in either of these options to help this young family…. please give me a call.  I will have more information for you.

Lisa Hanawalt

A Better Realty.Net

480-655-0904

lisa@abetterrealty.net

Thank you in advance for your help! Lets help put one more family in a home!

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We had great conversation in the group, Anne asked for copies of letters to send out to receive leads for short sales.  I hope she will come back and share how it went; I would love to know what her ROI is.

see you next time at Mastermind

Lisa Hanawalt

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Hi everyone,

Short sale mastermind is starting again…. If you are stuck on a file, need help finding that VP… bring your questions… this is agents helping agents…. If I have the info you need … I will be glad to help.

There is no selling at this mastermind group!  Just mastermind help.

I look forward to seeing you there.  11 am October 12, 2011

Great American Title

1630 S Stapley Dr. Ste 131

Mesa, Arizona, 85204

Lisa

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Do you have questions about short sales? Do you have a file that is making you crazy? Are you wondering where you get answers if the bank just ignores you?

Come to Short Sale mastermind…. We share what we know; it is just agents helping agents! Great American Title provides their training room come be part of this discussion 1630 S Stapley Dr. Ste 131. Mesa, Arizona, 85204 Wednesday Oct 12, 2011 at 11:00 am.

I look forward to seeing everyone…. I am bringing Bank of America info to share

Lisa Hanawalt, A Better Realty.Net 480-655-0904

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